The 50% Rule: The Most Reliable Starting Point
The industry standard for repair-vs-replace decisions is the 50% Rule:
The 50% Rule: If the cost of the repair is more
than 50% of the cost of a new equivalent unit, it's almost always better to replace.
For example: A new 8,000 BTU window AC in Miami runs about $350–$500. If your repair quote is $200 or
more, a new unit makes more financial sense — especially if your current unit is over 5 years old.
How to Factor in AC Age
The average window AC unit has a lifespan of 8–12 years with proper maintenance. In
Miami's brutal heat, that lifespan skews toward the lower end due to near year-round operation.
Here's a quick age guide:
| Unit Age |
Repair Budget Recommendation |
Our Verdict |
| Under 3 years |
Up to 70% of new unit cost |
Repair (likely still under warranty) |
| 3–6 years |
Up to 50% of new unit cost |
Repair for most issues |
| 6–9 years |
Up to 30% of new unit cost |
Replace if major component fails |
| 9+ years |
Minimal — consider only minor fixes |
Replace |
Repairs Worth Doing vs. Death Sentences
Repairs that are almost always worth it:
- Dirty filter or coil cleaning ($75–$120) — almost always worth it
- Capacitor replacement ($95–$135) — cheap fix, extends life 2–3 years
- Thermostat or control board fix ($100–$160) — worth it on units under 6 yrs
- Clogged drain pan cleaning ($75–$100) — quick maintenance fix
- Fan blade replacement ($90–$140) — good value on newer units
Problems that usually mean: replace the unit
- Refrigerant leak: Recharge costs $200–$400 — usually not worth it on older
units
- Compressor failure: The most expensive repair, often $300–$500+. Replace
almost always.
- Corroded evaporator coils: Common in Miami coastal areas. Not
cost-effective to replace.
- Burned-out motor: Labor + parts often exceeds new unit cost
The Miami Factor: Why Our Climate Changes the Math
Miami's climate creates unique factors that affect this decision:
- Year-round use: Miami ACs run 9–11 months per year. A unit that's 5 years old
here has done the work of a 7–8 year old unit in a northern climate.
- Salt air corrosion: Homes within 5 miles of the coast see faster coil
corrosion. This significantly reduces repair value on older units.
- FPL electricity costs: A new energy-efficient unit (EER 12+) can save
$30–$60/month vs an old inefficient unit. Over 5 years, that's $1,800–$3,600 in savings.
- Humidity stress: Miami's humidity puts constant stress on drain pans, fans, and
seals.
"We see Miami homeowners keeping 12-year-old units running with $200 repairs every year. In
almost every case, a new unit would have saved them money within 18 months." — Miami Window AC Pros
technician
EER Rating: The Efficiency Math
Modern window ACs have EER ratings of 12–14+. Units from before 2015 often have ratings of 8–10. This
difference can translate to:
- An old 8,000 BTU unit at EER 9: ~890 watts
- A new 8,000 BTU unit at EER 13: ~615 watts
- Savings: 275 watts × 12 hrs/day × 300 days = ~990 kWh/year ≈ $130–$160/year on
FPL
Quick Decision Checklist
Answer these 5 questions before deciding:
- Is the unit under 5 years old? → Lean toward repair
- Is the repair cost under 40% of a new replacement? → Lean toward repair
- Is this the second major repair in 2 years? → Lean toward replace
- Is the compressor or refrigerant the issue? → Lean toward replace
- Is the unit 8+ years old? → Strong lean toward replace
Pro Tip: Ask your technician: "If I repair
this today, what's the next most likely thing to fail?" A good technician will give you an honest
answer that helps you plan ahead.
Still Not Sure? Get a Professional Assessment
Our Miami technicians offer a flat-rate diagnostic — we'll inspect your unit, tell
you exactly what's wrong, what it costs to repair, and give you our honest professional
recommendation on whether it's worth fixing.
We don't have an interest in selling you a new unit. We repair. So when we say "replace it," you can
trust that assessment.
Get an Honest Repair Assessment
Flat-rate diagnostic. We'll tell you what's wrong and
whether it's worth fixing — no upsells.
Call 877-388-2317